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I have COBRA. Can I enroll in Covered California?

If you are eligible for or currently enrolled in COBRA coverage, you can enroll in a Covered California health insurance plan through July 15, 2014.

It’s important to know that if you decide to drop COBRA and enroll in a Covered California plan, you cannot change your mind and go back to COBRA. If you drop COBRA, you will not be able to return to your plan.

After July 15, 2014, you cannot drop your COBRA plan and enroll in a Covered California plan unless it is an open enrollment period at Covered California. You will not be eligible for special enrollment if you stop paying your COBRA premium or cancel your COBRA. After July 15, 2014, you will not be eligible for a special enrollment unless someone responsible for remitting payments for your COBRA premium (for example, your former employer) fails to do so on a timely basis, you move out of the plan coverage area and there is no COBRA continuation coverage available, or you reach your plan’s lifetime limit for benefits. If none of these reasons apply, and unless you have another qualifying life event for special enrollment, you will have to wait until the next open enrollment period to cancel your COBRA and sign up for a Covered California health insurance plan. The next open enrollment period will be in the fall of 2014.

majeem@healthyhalo.com'

AUTHOR - Majeem M