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Understanding The Covered California Medical Comparison

Diverse Group of People with CopyspaceHelping you understand and utilize Covered California Medical Insurance is our specialty at Affordable CA.  We want to help you find the best plans at the best prices. There are several different levels of health coverage to choose from when selecting your plan with the Covered CA/Health Marketplace.  At Affordable CA, we can help you get the information you need so you select a plan best suited to you and your loved ones needs. Important details to know are the different tiers that make up the plan starting with the Bronze plans:

Minimum Coverage Plan for people 30 and under

Bronze  On average covers 60%  of annual cost you pay 40%

Silver  On average covers 70% of annual cost you pay 30%

Gold  On average covers 80% of annual cost you pay 20%

Platinum On average covers 90% of annual cost you pay 10%

 

Health insurance plans now share some key characteristics. The Affordable Care Act requires that all health insurance plans offered in the individual and small-group markets must provide a comprehensive package of items and services, known as essential health benefits.

These benefits fit into the following 10 categories:

  • Ambulatory patient services
  • Emergency services
  • Hospitalization.
  • Mental health and substance use disorder services, including behavioral health treatment
  • Prescription drugs. For more information about prescription drug benefits
  • Rehabilitative and habilitative services and devices
  • Laboratory services
  • Maternity and Newborn Care
  • Preventive and wellness services and chronic disease management
  • Dental insurance for children will be included in the price of all health plans purchased in the exchange for 2015

 

Getting Assistance with premium:

Some families will receive premiums each month, some when filing their taxes at the end of the year. Some receive assistance both in advance and at the end of the year.

 

Some of the different companies offering plans in California (depending on where you live) that meet the standards of the Affordable Care Act:

  • Healthnet
  • Sharp
  • Anthem Blue Cross
  • Blue Shield of California
  • Molina Healthcare
  • Kaiser Permenente
  • L.A. Care Health Plan
  • CCHP
  • Valley Health Plan
  • Western Health Advantage.

 

Understanding Covered California medical comparison no longer has to be as complicated as it first seems.  Call our agents today to help you find the best plans to suit your needs.  There are just 6 days left until the Special Enrollment Period Ends on April 30.

 

 

 

 

 

 

majeem@healthyhalo.com'

AUTHOR - Majeem M